When your Australia and New Zealand Banking Group statement arrives as a scan or a photo of the page rather than a clean export, the numbers on it are just pixels until they are extracted. Scanned or photographed statement documents are read with OCR, and the engine checks the extracted running balance figure against the statement’s own printed closing balance. If a smudge or glare causes a misread that breaks the running balance, that specific row is flagged for review rather than silently accepted. The rest of the file remains intact, so you can correct one value and proceed without rechecking every other line manually.
Whether you need your Australia and New Zealand Banking Group statement in Excel, CSV or QBO, the underlying extracted table stays the same; only the export step differs. Once the statement is verified, the engine maps the extracted columns into the export layout you need: Excel, CSV or QBO. You choose the format for each batch, and every export carries the same verified figures with no re-typing or column rearrangement required. A single statement can be exported to more than one format without running the conversion again.
Should a description on your Australia and New Zealand Banking Group statement break across multiple lines of the printed page, that line break is not the same thing as a new transaction. Transaction descriptions that wrap across multiple lines in the original document are detected and reassembled into a single row in the converted output. A split line that would otherwise become a duplicate entry or an orphaned fragment is joined back together, so the export captures the full description in one cell and keeps the ledger clean.