Once your Banco Bilbao Vizcaya Argentaria statement is uploaded, what you get back depends on which export format you actually need next. The engine maps the extracted transaction columns directly into the export format you select, preserving the statement’s own structure without rekeying. Choose Excel for a spreadsheet you can filter and pivot immediately, CSV for ingestion into older systems that expect plain delimited text, or QBO for import straight into QuickBooks Online. The column mapping is automatic: date goes to date, debit and credit amounts keep their sign, and the transaction description arrives as a single clean field no concatenation required. Every export includes the verified closing balance figure so the receiving ledger starts from a figure the statement itself confirms.
If a transaction description on your Banco Bilbao Vizcaya Argentaria statement is long enough to wrap across two or three lines, it still needs to land in a single row once converted. Long transaction descriptions that wrap across multiple lines inside the statement document are stitched back together before they reach the export. The engine recognises when a second line belongs to the same transaction rather than starting a new one, so a split narrative, payee name or reference code reappears as one continuous cell in your final file. This prevents the downstream errors that happen when a wrapped description is misread as a separate row: phantom transactions, broken reconciliation and a balance that no longer ties.