If the running balance on your PPF Banka statement does not add up row by row, that is exactly the kind of mismatch Convert·Into is built to catch rather than pass through silently. The engine reads the closing balance printed on the statement and uses it as the target for a line-by-line verification. Every transaction row is checked: the math from the opening figure through each credit and debit must arrive at that printed closing figure. A row that does not add up is flagged for review instead of silently accepted, so a single misread digit never cascades through the rest of the statement.
Whether you need your PPF Banka statement in Excel, CSV or QBO, the underlying extracted table stays the same; only the export step differs. Once the statement has been verified, the data can be shaped for whatever tool comes next. The export step writes out the transaction table with the columns and order you choose, in a format your ledger or tax software already accepts. There is no intermediate clean-up spreadsheet and no step that forces you to rekey figures.
However your PPF Banka statement lays out its columns, that layout is only useful to you once it is mapped correctly into the export. Column mapping gives you control over where each field lands in the exported file. The date, description, debit, credit and balance columns from the statement are all available; you assign each one to its corresponding column in the output. Rename a header, omit a column you do not need, or reorder the fields so the file drops straight into your working papers without adjustment.