Once your Stadtsparkasse München statement is uploaded, what you get back depends on which export format you actually need next. Upload a statement document and choose Excel, CSV or QBO as the output: the engine produces a clean, structured file in the exact format your next step requires. Every transaction row is preserved with its original date, description, debit, credit and running balance intact, so nothing is dropped or merged during conversion. The export file keeps the data in a tabular layout that imports directly into spreadsheet tools, accounting software or client workpapers without manual rekeying.
Whichever order your Stadtsparkasse München statement prints its columns in, each one still has to land in the right place once it reaches a spreadsheet. Column mapping is handled automatically once the statement layout is identified, placing each field into the correct column in the export. Debits and credits are kept in separate columns where the original statement separates them, and the running balance column is aligned to match the source: no sign reversals or shifted figures appear after conversion.
Should a description on your Stadtsparkasse München statement break across multiple lines of the printed page, that line break is not the same thing as a new transaction. When transaction descriptions span several lines in the original statement, the engine reads each one as a single record rather than splitting it into phantom sub-rows. Long narrative text stays inside its own description cell in the output, so no stray line fragments create false transactions or break the row count, and the running balance continues to tie out line by line.