When your Standard Bank statement arrives as a scan or a photo of the page rather than a clean export, the numbers on it are just pixels until they are extracted. When a statement is scanned or photographed before reaching you, the data is a picture. The extraction engine reads that picture with OCR, finding every row, date, description and amount and turning them back into a clean transaction table. The printed running balance on the page is the anchor: each row is checked against it line by line. A figure the scanner blurred, a 3 that the camera angle distorted into an 8, a smudge that half-hides a decimal point: any row whose balance does not add up is flagged so you can review it rather than trust a silent error, and the rest of the file stays intact.
Whether you need your Standard Bank statement in Excel, CSV or QBO, the underlying extracted table stays the same; only the export step differs. Once the statement is extracted, map the columns into the layout your workflow needs and export in your chosen format. Excel and CSV give you a clean, flat table ready for import, while QBO puts the transactions directly into QuickBooks Online without a manual rekey step.