If a transaction description on your Volksbank Neckartal statement is long enough to wrap across two or three lines, it still needs to land in a single row once converted. When transaction descriptions wrap across multiple lines, the engine preserves their full text without splitting a single entry into phantom extra rows. Multi-line narrative is kept together in one record, and the running-balance check confirms that every line still adds up after the joined text is placed back into the table. You do not need to expand a narrow description column manually or guess where a note ends.
When your Volksbank Neckartal statement arrives as a scan or a photo of the page rather than a clean export, the numbers on it are just pixels until they are extracted. If a statement was scanned or photographed, the engine reads it with OCR and verifies the extracted numbers against the printed closing balance. A 3 misread as an 8 is flagged on the offending row instead of breaking the whole file, so you can correct a single figure and proceed. The verified running balance means you trust the export without checking every cell by hand.