If a transaction description on your Všeobecná úverová banka statement is long enough to wrap across two or three lines, it still needs to land in a single row once converted. When transaction descriptions run long on a statement document, the issuing bank often wraps the text across two or three printed lines inside a single table row. A copy-paste into a spreadsheet almost always splits that entry: the description breaks into separate cells, the amount drifts into the wrong column, and the row stops adding up. Convert·Into reads the statement as a whole rather than as a grid of visual lines, so a wrapped description is reassembled into a single transaction record. The running balance is checked against the printed closing figure after every entry is rebuilt; if the reconstructed row does not balance, it is flagged for review instead of being silently merged.
However your Všeobecná úverová banka statement lays out its columns, that layout is only useful to you once it is mapped correctly into the export. Columns on a statement document rarely map onto a standard ledger the way a person expects. A debit column might sit to the left of a credit column, or a single amount column might carry a sign in a separate DR/CR marker. The engine identifies which column holds each data point: transaction date, value date, description, amount, balance. You then review the column mapping and adjust it if the statement layout uses an unusual order, so the export places every figure in the field your accounting package expects.
Whether you need your Všeobecná úverová banka statement in Excel, CSV or QBO, the underlying extracted table stays the same; only the export step differs. The converted data leaves in the format you choose. Export to Excel for a full workbook with every transaction, to CSV when the next step is a bulk import into a piece of software that expects plain text, or to QBO to take the file straight into QuickBooks. The same running-balance verification covers every export format; the check runs once, on the extracted data, before the file is written.